Mega Bank customers can take a loan of up to Rs 200,000 over the phone
Mega Bank Nepal Limited has brought instant loan facility from its smart phone for the convenience of its customers.
In order to provide the required amount to its customers immediately, Mega Bank has brought this loan facility in collaboration with F1 Soft International.
Through this facility, the employees of various organizations and companies who have their monthly salary account in Mega Bank will be able to consume a maximum of Rs. 200,000 for 30 days.
Bishwa Singh, head of digital and e-banking at Mega Bank, said that the loan facility would be very quick and easy as loans can be obtained immediately by phone without any hassle, without collateral, without being present at the bank and without any documents.
Within a few minutes of applying online through the Mega Smart Banking app, the customer will be credited to the account through a ‘virtual credit card’. Customers wishing to take a loan will not have to visit the bank’s branch and will not have to go through any other paperwork.
The bank has stated that the loan will be disbursed immediately if the entire process required for the loan is completed online.