EcommerceEconomics / Money

ICICI Bank in Nepal

ICICI Bank is now coming to Nepal. As per our own sources, the agreement between ICICI Bank & Nepal Rastra Bank (NRB) almost has been on the final stage.

I have come to know that ICICI won’t operate as normal banks in Nepal but it will operate for some international transactions only. This is what I learned until now. But, still, we have more things to know about it.


ICICI Bank Limited is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra with its registered office in Vadodara, Gujarat. As of 2018, ICICI Bank is the second-largest bank in India in terms of assets and market capitalization, and third-largest of that according to

ICICI Bank offers a wide range of personal banking services including loans, credit cards, savings account, fixed deposits, and insurance to meet personal needs, as quoted on their official website.


ICICI Bank offers the following services:

  • Credit Card
  • Internet Banking
  • Mobile Banking
  • Savings Accounts
  • Current Accounts
  • Women’s Account
  • Senior Citizen Account
  • Fixed Deposit
  • Recurring Deposit
  • Personal Loan
  • Home Loan
  • Gold Loan
  • Life Insurance
  • General Insurance


Does this really matter in the case of ICICI Nepal?

ICICI Bank Nepal
The Representation of ICICI Bank Nepal.
The ICICI logos and others are the property of ICICI Bank Limited and/or it’s trademark owners.

The simple answer is No. Because the nature of the ICICI working in Nepal won’t be like a Banking nature but like that of remittance.

The ICICI Bank will not be for the public but for other banks for the smooth international transaction as ICICI already has its services in more than 15 countries. So, in Nepal, they will act as an official representative.

As of now they have submitted a letter of intent to NRB and are waiting for the reply. I will update if this will help us to use International Cards since most of us are more focused on this only. 🙂

Rabins Sharma Lamichhane

Rabins Sharma Lamichhane is the owner of RabinsXP who is constantly working for increasing the Internet of Things (IoT) in Nepal. He also builds android apps and crafts beautiful websites. He is also working with various social services. The main aim of Lamichhane is to digitally empower the citizens of Nepal and make the world spiritually sound better both in terms of technology and personal development. Rabins is also the first initiator of Digital Nepal.

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